The great things about signing a contract with a dependable office cleaning firm in Perth

All of us want to have his or her office clean, dirt-free and organised all the time. However, the whole cleaning process normally requires a lot of time and effort and doing it yourself can often cause headache and stress. This is one of the primary reasons why people are looking for dependable services that they can agree with an office cleaning contract in Perth.

office cleaning contract in perthNowadays, cleaning has become an important and separate department in every office or workplace. The value of hygiene and cleanliness has always been inherent with human lifestyle and work department. But in the modern age when people are more concern to the environment, the business world becomes more completive, and the advancement in technology, the use of commercial cleaning services have become more and more important.

In Perth, there are many firms operating in the commercial cleaning industry dedicatedly in providing cleaning solutions to business owners on a contract basis. Commercial cleaning companies have been the top choice by businesses because of the cost-efficiency that they bring – you only need to pay them whenever you need their services unlike when you hire janitors whom you will be paying on regular monthly rates.

Most areas in the office require regular and thorough cleaning. So if you are too busy with your cleaning chore, then the best option for you is to hire a reliable cleaning firm to do the job for you. This will not only save you a lot of time and effort but some cash as well.

 

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Best Local Perth Business worth Starting

Ever thought of starting your own business? Despite the economic downfall, many have jumped into entrepreneurship. This is not surprising as most people are seeing the value of an investment. Unlike your regular job, your own business guarantees stability and security. It will give you financial upturn in the long run while inking your name in the business industry.

Best Perth Businesses

Now, what local Perth businesses should you manage?

In Perth WA, starting your own business is beneficial. With its business sector doing fine and a solid market, success is not too far. If you don’t have any idea yet on where you should put your investment, consider the following business ventures:

  • Online business. Other than low start-up costs, another benefit of running an online business is you will be working at home. If you are a techie and have a great feel in using various social media, this is a huge opportunity for you. Depending on your skill and passion, you can always start an eBay store to sell products, offer search engine optimization services, be an online writer or even teach online.
  • Open a boutique. This is a common local business that offers success to those who have a good fashion sense. If you happen to know what your local market needs in terms of clothing, opening a boutique might be the answer to your financial woes.
  • Recruitment agency. Several private companies are now relying on recruitment agencies to find qualified employees for any job vacancies. While this is a very competitive industry, implementing the smart and refreshing system into your business will help you to be on top of the game.
  • Catering. Money can be found in the catering business. Whether it’s a low-key event or a major occasion, anyone hosting a party will need professionals who will manage their foods and drinks. If you can handle this business, then start making an investment.
  • Travel agency. Love travelling? If you do, then this is the right business for you. Despite any financial burden, many people are saving just to travel. It’s becoming a necessity for some who need a stress reliever. In fact, several studies support that travel agencies are gaining more right now than in the past decades.

There are other businesses that you can start in Perth. If you really want to be successful, manage a business that you are passionate about. This will not only help you earn more than your regular job but you will certainly enjoy the ins and outs of your business.

 

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How a culture of experimentation can help your business grow

If you’re a business owner, you should recognise that there are many factors outside of your control that can affect their business’ growth rate and productivity. This is true even to those who have many years of experience.

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Business experiment

Your company’s direction, as well as your customers and competitors,  are unpredictable and they are unique in their own way. Great entrepreneurs also realise that they don’t know everything. They know that learning and growing are part of the entrepreneurial process. Sometimes they decide to try something new and just see what happens. In other words, they experiment.

As a business owner, you need to do everything you can do to meet your customers’ needs. Businesses introduce new products and services that they believe are an improvement over what they offered before. However, consumer reaction to new things, including new marketing campaigns, can be either positive or negative and it can be surprising.

Experimentation on a small scale allows entrepreneurs to predict the outcome on a larger scale. No business owner has complete knowledge of the business environment. So in order to know about the business environment, they have to experiment. It allows them to obtain more real-world data about their environment.

Experimentation is advantageous to business owners. It helps save money. How? Instead of plunging into a new market with a large expenditure of resources, your business can limit its financial exposure in the event the strategy does not work. Experimentation allows you to pursue more than one opportunity to discover which one has the most potential.

However, the challenge really is how to interpret the results of your experiments. You may not know when to declare the experiment a failure and pull the plug on any further expenditure.

Through experimentation, businesses can get a ton of benefits but you need to make sure how to properly execute such experiments from start to finish. For more on business experimentation, check this out: https://www.smartcompany.com.au/startupsmart/advice/culture-of-experimentation/

Financial advisers share tips on how to avoid money traps and uncontrolled spending

All of us want to start off the month with the best intentions to save money. We would like to purchase only what we need, to steer clear of the sales display we see in malls and online, and to try to watch on our spending.

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Avoid overspending

However, despite your best efforts, achieving your savings goal just seems to happen. You’ve spent more money than you wanted to before you know it. Don’t beat yourself up, it happens to many Australians like us, so before you get your next credit card statement and wonder how to stop spending money, learn the tips from financial advisers on how to avoid money traps and uncontrolled spending.

There are a number of reasons why you overspend. It could be because you aren’t aware of your true spending habits. Maybe we are unable to properly determine our income, expenses, debt payments and spending. Then, in the end, our bank account balance dips lower than what we expect.

Tracking your spending is one of the most effective ways to control your spending. Tracking even your littlest purchases is helpful because they can add up, and by the time the end of the month rolls around, you can be facing high credit card payables and severe buyer’s remorse.

Tracking your expenses is the key to successful budgeting because it keeps you accountable for every dollar you’re spending. Once you’re aware of where your money is going, you’ll be in a better position to make smarter spending choices and to identify areas you can cut back in.

Most of us here in Perth only track their bigger expenses. However, it’s just as important to pay attention to those small, daily purchases. A single coffee you order form a coffee shop, a few litters of gasoline you purchase from a gas station, or a number of items you grab from a grocery can add up more than you think they would, and they can affect our budget in big ways.

Continue reading: https://www.abc.net.au/news/2019-09-08/how-to-save-money-and-avoid-spending-traps/11421912

Risk Management

As an entrepreneur, no matter what type or size of business you run, you need to know how to manage risks on a daily basis. Risk management is one of the most important things you do. If you learn how to apply a systematic risk management process, and put into action, then your business tasks will run more smoothly and be a positive experience for everyone involved.

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Risks

What is risk? Commonly, a risk is defined as an uncertain event that can have a negative impact on your goals. However, it can also create positive effects. It is natural to fall into the trap of thinking that risks have inherently negative effects. If you are also open to those risks that create positive opportunities, you can make your project smarter, streamlined and more profitable.

The risk management process starts with assessing the risk and analysing it. A risk assessment evaluates your business’ exposure to uncertain events that could impact its day-to-day operations and estimates the damage those events could have on your business’ revenue and reputation.

Once you have identified the risks, you need to determine the likelihood and consequence of each risk. You develop an understanding of the nature of the risk and its potential to affect project goals and objectives.

When it comes to risks, you need to know how to evaluate or rank the risks. You can do that by determining the risk magnitude, which is the combination of likelihood and consequence. You make decisions about whether the risk is acceptable or whether it is serious enough to warrant treatment.

Those risks that you ranked the highest should be your priority. You need to set out your plan to treat or modify these risks and set out a plan to treat or modify them to achieve acceptable risk levels.

For more on risk management, read this: https://www.smallbusiness.wa.gov.au/business-advice/insurance-and-risk-management/risk-management

Majority of Australians admit to spending up when they are feeling down in the dumps

Making an impulse purchase is kind of fun – at least at the moment. However, it can wreck your budget real quick. So, if you have a problem with it, it is important that you know how to prevent impulse buying. Otherwise, you’ll end up in a deep financial hole.

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Overspending

What is impulse buying? It is the way you buy items that you may or may not need that your budget cannot afford. It can be a newly-released gadget, a new pair of shoes, or a cute sheet to be on sale, or something else similar.

In order to stay within your budget, you’re going to have to stop these types of purchases. There are several trips that you can use in order to avoid impulse buying.

First things first: you need to make a budget. Making a budge these days has never been so easy with so many free budgeting apps available online. You can simply download a budgeting app to your mobile phone and use it to create your daily budget. However, once you have your budget, you must stick with it. A budget isn’t a magic wand that will suddenly make all of your money behave. It’s on you to tell your money where to go each month and then follow that plan.

Another way to avoid impulse spending (especially if it’s a convenience store type purchase) is not to carry cash. Refuse to pay the extra fees that are charged on your debit card and just do not buy anything but gas at the convenience gas station.

You also need to shop with a plan. First, determine what you need to purchase and how much you’ll spend before you even start shopping. With a plan in place, you’ll be less likely to give into overspending.

Do you want to know what makes Australians overspend? Check this out: https://www.perthnow.com.au/business/finance/a-majority-of-australians-admit-they-spend-up-when-they-are-feeling-down-in-the-dumps-ng-52fd2ad34347665fa9768c4dc403f936

Rent to buy | ASIC

Houses, cars, appliances, gadgets, etc are so expensive these days. Good thing is that we have rent to buy scheme. Both buyers and sellers can benefit from this type of arrangement, but it is important you also understand its risks.

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Rent to own

Rent to buy is a worldwide scheme, designed for people wishing to purchase or sell something over time. It gives buyers an option to live in their dream houses or drive their car which they intend to buy at some point in the future.

Unlike the traditional purchases, the buyer and seller in the rent to buy scheme does not complete the purchase more or less immediately after agreeing to terms at closing. Under this term, the buyer and seller agree to the possibility of a sale at some point in the future.

Ultimately, the renter or buyer decides if the transaction will actually take place. In the meantime, the seller receives payments, and a portion of those payments usually reduces the money needed to buy the house at a later date.

Rent to buy scheme is designed to ease the transition between renting and buying and allow people to be able to afford to buy their own home quickly and hassle-free. For example, when you have found the right house that you want to rent to buy, you, as the buyer, have to put down a deposit on the property.

This deposit will be significantly less than most require, and you can put down as much as you want. The difference is: with a small deposit, you will have to pay more monthly rent towards the property, whereas with a larger deposit, you can look forward to paying a smaller monthly rate.

On the other hand, rent to buy scheme also has disadvantages. To learn more about this type of scheme, click here: https://www.moneysmart.gov.au/borrowing-and-credit/other-types-of-credit/rent-to-buy

Rev up your retirement savings by working out how much you’ll need

Perhaps you’ve already heard a lot of people saying that planning for a comfortable retirement is not an easy task. It takes a lot of planning, time and effort. At times, it may seem like an overwhelming job, but if you start as early as now, this goal can be achieved.

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Retiring

Planning for your retirement as early as today can help you achieve your goals and allow you to maintain the lifestyle that you want in your later years. Starting early can help you keep on track on meeting your retirement goals. Unfortunately, there are many Australian employees who don’t know if they are saving enough for retiring comfortably. Due to lack of planning, these employees fall into the “unknown” category.

Having at least a basic plan can help you take control of your journey towards a comfortable and successful retirement. This will also help you gain confidence.

The first step of an effective retirement plan is determining what you will need to retire. Even if retirement is a long-term goal a ballpark estimate will do. You can estimate what you will have available by looking at your current investments and retirement income sources. Then, calculate what you need to save annually to meet your retirement goal.

Once you’ve done creating your retirement plan, the next step is implementation. If you want your plans to become successful, you need to execute. This can be a challenge since procrastination will serve as the biggest roadblock on your path to financial independence. You need to be disciplined and focus on your long-term goals.

With enough planning and sheer will, retirement planning doesn’t have to be difficult. But how much money will you need in order to achieve a successful retirement?

Check out this article from Perth Now and learn how much you’ll need to retire comfortably: https://www.perthnow.com.au/lifestyle/personal-finance/rev-up-your-retirement-savings-by-working-out-how-much-youll-need-ng-72cdeff344d3f7e048b2bf364c54e867

Two Perth projects recognised at Australian Interior Design Awards

Do you want to make your home more beautiful? Any home can be beautiful with the proper application of basic interior design methods. If you want to have a pleasing home, you can study interior design even if you don’t want to make a career out of it. Who knows, maybe you’re gifted with an eye for beauty and interior designing?

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Interior design

Even without formal training, it is possible for you to do your own interior design. All you need to do is to use your creative mind. As long as you have an eye for what is aesthetic, you can just as easily decorate and design your own house depending on your tastes. Of course, it helps to read books and articles about designing to be updated on the basic and latest design methods.

You don’t have to complicate the idea of interior design. Just by putting together several pieces and unifying them in a single theme, you can create an interior design that makes a specific atmosphere. You can conceptualise certain interior designs for certain motifs like fictional, classical or even country style. On the other hand, you can always go for simple designs without the clutter.

Keep in mind that when designing your home, it doesn’t only be considering the aesthetic feature. Instead, you also need to consider the functionality depending on your needs. You can make a small room spacious and an otherwise cluttered room into an orderly one. Interior design is used just about anywhere from homes, offices to commercial buildings.

Nowadays, interior design is about incorporating the right engineering and aesthetic design with sustainable development. Even designers are now more conscious about the state of the environment so they tend to use environmentally friendly materials for their designs.

If you want to learn more about interior design, you should check out this article about two Perth projects recognised at the Australian Interior Design Awards: https://thewest.com.au/lifestyle/home-decorating/two-perth-projects-recognised-at-australian-interior-design-awards-ng-b881221248z

How to use social media to establish your position

In today’s business universe, digital marketing is one of the most popular words we often hear. It is a holistic approach to do different types of marketing activities (including social media marketing) across different online platforms such as social media.

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Social media marketing

Digital marketing consists of a lot of strategies, but perhaps the most commonly used and most efficient way to promote products, services and brands is social media marketing. As new technologies emerge across the globe, this method gets upgraded on a regular basis. It has grown significantly over the past few years. So if you’re new to this marketing trend, you need to understand the basics of social media marketing.

Like other forms of marketing, social media is always evolving. People’s behaviours are changing, as are the technologies and capabilities of social media platforms. So what will be the key social media trends you need to know in 2019?

This 2019, there are some important things every social media marketing should consider. First of which is by showing your audience love and care. Yes, social media marketing nowadays is also about building a relationship and you have to be more responsive to the people who follow you. To begin with, you have to be authentic and timely. This means responding quickly to customer complaints, issues, and questions.

Another important thing to consider is the use of videos. Videos (both live and uploaded) are nothing new, but this year, your business should have a video strategy. Come up with good pieces of content that your audience can relate, interact and hopefully share with their friends.

You should also make use of chatbots as they are a hot trend right now. They have awesome open rates and are one of the most effective ways to reach and build audience engagement.

How more on how to use social media to establish your business’ position, read this: https://www.flyingsolo.com.au/marketing/how-to-use-social-media-to-establish-your-position

Why I make time for mental health care every day, and we all should

More and more Australians nowadays put extra effort on taking care of their mental health. We are now aware how mental illness such as depression and anxiety could affect our lives and our loved ones so we make sure to take care of out mental wellness every single day. But what is good mental health?

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Mental health

All of us are more or less mentally healthy, and this usually varies through our lives especially during difficult situations, life events, changes, and so on. You have good mental health if you got positive mindset, contentment, happiness and psychological wellbeing.

Mental health is vital. In fact, research tells us that good mental health is even more beneficial than good physical health. We need to have positive mental outlook. It helps increase the rate and speed of recovery from serious, even life threatening, illness. Psychological resilience and wellbeing gives people the strength to turn problems into challenges into triumphs.

Connection is one essential aspect to having a good mental health. One must have a positive close relationship. He or she must have a wider network of friends, colleagues and acquaintances which will vary over time. Giving to others is another really important aspect of connection, improving our sense of self worth and wellbeing.

Moreover, you also need to be composed. You should have a sense of balance, and ability to distance ourselves from our thoughts and emotions. It means our ability to respond rather than react. Spiritual connection can be a strong help. It could be a belief or faith, or may be found through connection with nature. A mentally healthy person will feel an inner strength of spirit, and find ways to support that.

Knowing how important your mental wellness is, it is really important to make a daily habit of taking care of your mind. Continue reading at: https://www.watoday.com.au/lifestyle/health-and-wellness/why-i-make-time-for-mental-health-care-every-day-and-we-all-should-20190513-p51moz.html

Foreign exchange trading

Contrary to what some people would have you believe, learning Forex trading is not easy at all. Trading Forex is one of the most challenging skills you can ever set out to learn, which is especially daunting if you’re a beginner just starting out to learn how to trade Forex.

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Forex

Many new investors find Forex trading difficult to learn, but in time, you’ll be able to understand how this type of investment works and eventually make money from it. It is true that even a beginner can make money in Forex trading, but there’s a big difference between making money in Forex and making a full time income, achieving financial freedom, and building wealth through Forex.

While there are some risks to forex trading, there are also many advantages that can make it a lucrative and attractive activity if you do it right. Here are the pros:

  • Forex market is accessible – the Forex market is among the most accessible markets for individual traders. You can set up a forex account within a period of one to three days and begin trading with a few dollars. Also, the forex market is open 24 hours a day/5 days per week, meaning forex trading can more easily fit into your schedule even if you are a busy type of person.
  • Leverage – the Forex market is among the fastest moving markets and has deep liquidity. Availability of resources for leverage in the forex market is greater than in most other markets
  • Simple tax rules – trading is often subject to more simplified tax rules that can make tax calculations easier compared to other markets that require the trader to keep special tabs on their short and long-term trading activities for tax reporting.

There are many other advantages of Forex trading but there are also disadvantages. For more on this type of trading, read this: https://www.moneysmart.gov.au/investing/complex-investments/foreign-exchange-trading